Reporting Matrix
Please see the below matrix for information on which recurring bills are eligible to report to the major Credit Bureaus.
| Transunion | Equifax | Experian | |
|---|---|---|---|
| Rent | Bloom+ may report one recurring rent payment where: - the bill is for your primary residence - you do not have an active mortgage or other active rent tradeline reported to Transunion - the bill payments are made online to a verified property management company or through a rent payment platform (e.g. Yardi, AppFolio, Buildium)" |
Bloom+ does not yet support reporting to Equifax. Check back soon!
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Bloom+ does not yet support reporting to Experian. Check back soon!
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| Telco (internet, cable TV, and cell phone bills) |
Bloom+ may report one recurring telco payment where: - the payments are made online to a verified telco company |
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| Bundled Utilities (combination of gas, power, and/or water payments) |
Bloom+ may report one bundled utilities payment where: - the payments are for your primary residence - the payments are made online to a verified utilities company |
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| Gas | Bloom+ may report one recurring gas payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Power | Bloom+ may report one recurring power payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Water | Bloom+ may report one recurring water payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Subscriptions | Bloom+ does not currently support reporting recurring subscription bills to Transunion, Equifax, or Experian. However, you can still enable your subscriptions to track and manage recurring expenses. We will notify you when these bills are eligbile for reporting. | ||
| NOTE: If Bloom+ cannot verify additional transactions for a recurring bill for 3 or more consecutive months, the recurring bill will be reported to Transunion as closed unless and until additional payments are received and verified. |
Please see the Bloom+ FAQs and Bloom+ Terms of Use for more information on how Bloom+ reports your payments.